Ultra-Moist Classic Banana Bread is what you get when perfectly ripe bananas meet a soft, tender crumb in a loaf that’s simply made for sharing. It’s packed with banana flavor and stays moist for days, making it a great choice for breakfast, snacks, or even a casual dessert.
I love making this banana bread whenever I have a bunch of bananas that are just a little too ripe to snack on. It’s my go-to recipe for turning those bananas into something wonderful and cozy. Plus, it’s easy enough to mix up quickly, and the smell that fills the kitchen while it bakes is hard to beat.
My favorite way to enjoy this bread is with a bit of butter or cream cheese spread on top, while it’s still slightly warm. It’s perfect with a cup of coffee or tea, and I always find that friends and family can’t get enough of it when I bring it along to gatherings or weekend breakfasts. It’s a simple treat that feels like a warm hug every time.
Key Ingredients & Substitutions
Ripe Bananas: The star of this recipe! Using bananas with lots of brown spots is key for sweetness and moisture. If you don’t have ripe bananas, you can soften regular ones in the oven at low heat but fresh ripe ones work best.
Butter: Melted butter adds richness and helps keep the bread soft. You can swap butter with coconut oil or vegetable oil for a dairy-free option, just note the flavor changes slightly.
Buttermilk or Yogurt: These add moisture and a little tang. If you don’t have either, mix 1/4 cup milk with 1 teaspoon lemon juice or vinegar and let sit for 5 minutes before using.
Flour: All-purpose flour is standard, but you can substitute half with whole wheat for a nuttier taste and extra fiber. Avoid using self-rising flour as it changes the leavening.
Optional Mix-ins: Nuts or chocolate chips add texture and flavor. Walnuts give a nice crunch but pecans or almonds work well too. For a sweeter twist, chocolate chips are always a winner!
How Do You Keep Banana Bread Ultra-Moist and Tender?
The secret to moist banana bread starts with ripe bananas—they bring natural sweetness and moisture. Using melted butter and adding buttermilk or yogurt also helps keep the crumb soft and tender. Here’s what I do to get the best result:
- Mix wet and dry ingredients gently: Overmixing can make the bread tough, so stir just until ingredients come together.
- Use fresh baking soda: It helps the bread rise nicely and keeps the texture light.
- Don’t overbake: Bake until a toothpick just comes out with a few moist crumbs, not completely dry. This keeps the bread moist inside.
- Cool it properly: Let the bread cool in the pan for about 10 minutes, then move to a wire rack. This prevents sogginess from trapped steam.
- Store well: Wrap the bread tightly or keep it in an airtight container to preserve moisture for days.

Equipment You’ll Need
- 9×5 inch loaf pan – I like this size because it helps the bread bake evenly and develop a nice crust.
- Mixing bowls – use a medium bowl for dry ingredients and a large bowl for wet ones; makes mixing easier and neater.
- Whisk or wooden spoon – for mixing the batter without overworking it, which keeps the bread tender.
- Measuring cups and spoons – accurate measurements ensure consistent results every time.
- Toothpick or cake tester – to check if the bread is done without over-baking.
- Cooling rack – I recommend this so the bread cools evenly and stays moist inside without getting soggy.
Flavor Variations & Add-Ins
- Chocolate chips – add them to make it extra sweet and indulgent; perfect for kids or chocolate lovers.
- Chopped nuts (walnuts, pecans, or almonds) – give extra crunch and flavor, great with the banana flavor.
- Spices like cinnamon or nutmeg – sprinkle into the batter for warmth and additional aroma.
- Swirl in peanut butter or cream cheese before baking – adds richness and a tangy twist that pairs wonderfully with bananas.
Ultra-Moist Classic Banana Bread
Ingredients You’ll Need:
- 1 3/4 cups (220g) all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 cup (115g) unsalted butter, melted and cooled
- 1 cup (200g) granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 3 very ripe bananas, mashed (about 1 1/2 cups)
- 1/4 cup (60ml) buttermilk or plain yogurt (for extra moisture)
- Optional: 1/2 cup chopped walnuts or chocolate chips
How Much Time Will You Need?
This banana bread takes about 15 minutes to prepare and around 60 to 70 minutes to bake. Allow an extra 10 minutes for cooling before slicing. So, roughly 1 hour and 25 minutes from start to finish!
Step-by-Step Instructions:
1. Prepare Your Pan and Oven:
First, preheat your oven to 350°F (175°C). Grease a 9×5 inch loaf pan with butter or non-stick spray, or line it with parchment paper so your bread comes out easily.
2. Mix Dry Ingredients:
In a medium bowl, whisk together the flour, baking soda, and salt. This ensures your leavening agent is evenly spread and there are no lumps.
3. Combine Wet Ingredients:
In a large bowl, mix the melted butter and sugar until smooth. Beat in the eggs one at a time to keep the mixture smooth, then stir in the vanilla extract.
4. Add Bananas and Buttermilk:
Fold in the mashed bananas and buttermilk or yogurt. Mix gently until well combined.
5. Combine Wet and Dry Mixtures:
Gradually add the dry ingredients into the wet ingredients, stirring just until you can’t see any flour. Avoid overmixing so your bread stays tender.
6. Optional Add-ins:
If you want, gently fold in chopped walnuts or chocolate chips now for extra flavor and texture.
7. Bake the Bread:
Pour the batter into your prepared loaf pan and smooth the top with a spatula. Bake for 60 to 70 minutes, or until a toothpick inserted in the center comes out clean or with a few moist crumbs.
8. Cool and Serve:
Remove the bread from the oven and let it cool in the pan for 10 minutes. Then, transfer it to a wire rack to cool completely before slicing. Enjoy it plain or spread with butter or cream cheese for a delicious treat!
Can I Use Frozen Bananas for This Banana Bread?
Yes! Just thaw frozen bananas completely and drain any excess liquid before mashing. This helps keep the batter from becoming too watery and ensures a moist, flavorful bread.
How Should I Store Leftover Banana Bread?
Store the banana bread in an airtight container at room temperature for up to 3 days. For longer storage, wrap it tightly and freeze for up to 3 months. Thaw at room temperature before serving.
Can I Substitute the Butter with Oil?
Absolutely! You can replace melted butter with an equal amount of vegetable or canola oil for a dairy-free option. The texture will remain moist but may be slightly less rich in flavor.
Is It Okay to Add Nuts or Chocolate Chips?
Definitely! Adding 1/2 cup of chopped walnuts, pecans, or chocolate chips is a great way to customize your banana bread and add extra texture and flavor.



